uob private banking
uob private banking
Blog Article
UOB Lender provides various particular banking products and services meant to fulfill the money demands of individuals. Beneath is an intensive overview that will help you comprehend the key areas and choices.
Varieties of Accounts
Financial savings Account: This account allows you to spend less even though earning curiosity.
Features: Quick access, interest earnings, small charges.
Benefits: Safe and sound place for your cash, possible progress via fascination.
Present Account: Perfect for daily transactions and taking care of costs.
Capabilities: Checkbook facility, overdraft protection.
Added benefits: Convenient for regular payments and withdrawals.
Preset Deposit Account: For all those aiming to earn increased desire prices in excess of a hard and fast period.
Characteristics: Preset expression deposits, bigger fascination fees in comparison with discounts accounts.
Benefits: Secure financial commitment possibility with predictable returns.
Financial loans
Individual Loans: Unsecured loans that may be utilized for several uses like education or house renovation.
Varieties:
Installment Loans
Credit score Lines
Rewards: Versatile repayment terms, competitive interest rates.
Home Financial loans: Personalized methods for paying for assets or refinancing present home loans.
Sorts:
Mounted Charge Residence Mortgage
Floating Price Home Personal loan
Gains: Distinctive options to go well with specific wants, appealing rates.
Charge cards
UOB gives a range of bank cards catering to diverse lifestyles and expending behaviors:
Rewards Playing cards: Generate details on just about every obtain that may be redeemed for presents or vacation miles.
Cashback Cards: Get cash rebates on day-to-day paying like groceries and eating out.
Journey Playing cards: Particular benefits like air miles accumulation and journey insurance protection.
Investment Expert services
For individuals enthusiastic about expanding their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for prolonged-time period development aims.
Structured Deposits * Brings together the attributes of classic deposits with investment items. * Most likely higher returns but with some chance associated.
Insurance Items
To safeguard you and your family towards unforeseen activities:
Lifetime Coverage * Provides read more monetary safety in case of death or vital disease. * Could also serve as a personal savings Device dependant upon the plan preferred.
Health and fitness Coverage * Handles clinical charges which include hospitalization expenditures. * Essential for mitigating large healthcare prices.
Electronic Banking Companies
Usefulness at your fingertips by means of digital platforms:
World-wide-web Banking
Means that you can deal with your finances online:
Watch account balances and transaction historical past
Transfer funds concerning accounts or fork out payments
Apply for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Swift balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking methods that cater especially to individual demands whilst guaranteeing convenience and protection in all transactions.